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Personal Loan Disclosures

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APR is the Annual Percentage Rate. A typical example of the payments terms for a 60 month loan, in the amount of $5,000, with an APR of 11.00% would be $108.71 per month. Your rate cannot be determined until you have applied and been approved for a loan. A Consumer Loan Specialist will review and provide you with the terms, conditions, disclosures, and additional details on the interest rate that applies to your specific situation.


Minimum Loan Amount: $500
Maximum Loan Amount: $5,000


12 - 60 months


Personal Loan applications may be taken for borrowers residing within the New York State counties of Orange, Ulster, Sullivan and Dutchess.


Walden Savings Bank will provide financing to natural persons with the legal capacity to enter into a binding contract, but in all instances, each individual signing the note must be fully underwritten and be 18 years of age or older.


Proof of Income documentation may be required based upon your credit or if your employment is unable to be verified.

Rates shown subject to change without notice.

  • Personal Loan Rates
    Loan TypeRateAPR
    Personal Loan 11.000% 11.000%4

    as of 12/21/16 10:10:06 AM

    * Important Disclosures

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    If you are a customer of Walden Savings Bank and have a question regarding your existing loan, please call:

    Contact Center:
    845-457-7700 - option 3

  • * Important Disclosures

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