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Passbook Loans

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If you have a Passbook Savings Account or Time Deposit with us, you can use these funds as collateral when obtaining a loan, instead of withdrawing your money. In this manner you can keep your account open and continue to earn interest.

 

 

  • Annual Percentage Rate on loans secured by a Passbook Savings Account is the Prime Rate published in the Wall Street Journal
  • Annual Percentage Rate on loans secured by a Time Deposit is the Prime Rate published in the Wall Street Journal plus 1%
  • No prepayment penalty
  • Interest is paid on a quarterly basis

 

Stop by one of our 11 branch locations to apply or learn more
  • Personal Loan Rates
    Loan TypeRateAPR
    Personal Loan 11.000% 11.000%4

    as of 12/21/16 10:10:06 AM

    * Important Disclosures

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  • CURRENT CUSTOMER

    If you are a customer of Walden Savings Bank and have a question regarding your existing loan, please call:

    Contact Center:
    845-457-7700 - option 3


  • * Important Disclosures

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