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Commercial Loans

 

Walden Savings Bank has a Commercial Loan to fit your business needs!

At Walden Savings Bank, we are committed to helping your business grow. By providing a wide array of commercial loan products you will have the flexibility to run your business and remain focused on growth. These loans come in many different forms, each with its own benefits.  Contact a Business Banker today to discuss further.

 

Term Loans

 

Designed to assist companies interested in expansion, renovation, long-term working capital, machinery/equipment acquisition and rolling inventory. 

 

  • Competitive interest rates
  • Flexible terms
  • Experienced advisors
  • Fixed and stable payments
  • Loan terms range from 12 to 72 months
  • Interest rates can be fixed or floating
Commercial Real Estate Loans

We provide financing for a variety of commercial properties in our market area. Flexible terms of 5, 10, 15 or 20 years with either a fixed or adjust­able interest rate.

 

  • Owner and non-owner occupied
  • Commercial mortgages up to $6,000,000
  • Fully amortizing loans - no balloon payments
  • 1.25% minimum DSCR (Debt Service Coverage Ratio)
  • Up to 75% Loan to Value
  • We specialize in mixed-use properties
Builder/Land Development Loans

Whether you are a large scale home builder or specialize in unique custom homes, we have many loan programs to choose from. Programs for land development, subdivisions, and the construction of both contract and “spec” homes in our market area are among the ways we can assist you in helping you and our community grow.

 

  • Purchase or refinance of land
  • Fast turnaround on construction/perm loans
  • Competitive interest rates
  • Flexible terms

Testimonials

"Personal service and someone that understands the financial needs of my business."

Jeffrey D. Alario, CPA
Alario and Associates, PLLCWarwick, N.Y.


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  • Get Pre-Qualified

    Download and complete the PDF, then visit your nearest branch or call a loan officer to discuss further.


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    1003 Application

    Download and complete the PDF, then visit your nearest branch or call a loan officer to discuss further.


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  • CURRENT BUSINESS CUSTOMERS

    If you are a customer of Walden Savings Bank and have a question about your business account, please call:

    Customer Service:
    845.457.7700, option 5

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