Walden Savings Bank is committed to protecting the privacy of its customers and potential customers. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Our internal policies and training of employees has always stressed the importance of maintaining the confidentiality and integrity of your financial and personal information. Violation of the Bank's Code of Confidentiality will be addressed immediately by senior management and will result in disciplinary action, including termination under egregious circumstances.
We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.
Authorized Sharing - Joint Marketing
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
Nonpublic personal information we receive from you on an application or other forms, such as
Name
Address
Telephone number
Federal law allows us to disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.
Types of Businesses
Here are the types of businesses with whom we may disclose nonpublic personal information under this section
Financial service providers, such as
Securities broker-dealers
Insurance agents
As a community bank we strive to serve our neighbors, whether you are an existing customer or are considering establishing a relationship with us, in the most professional manner. Therefore, we will respect your wishes and your privacy. Since Walden Savings Bank has established a website on the Internet in order to enhance the availability of our products and services, the Bank has adopted the following policy to address any Internet-related concerns.
The Information That We Collect
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with nonaffiliated third parties
Information from a consumer reporting agency
How We Collect Information on the Internet
In order to better serve our community Walden Savings Bank may utilize a software tool know as "cookies" to obtain information about a visitor's activities on our website. Cookies is a standard software tool.
Cookies
A "Cookie" marks and identifies visitors on an Internet site. It is information sent from a web visitor's computer while he or she is visiting the site. It can enable the site to track how a visitor navigates through a site and the areas in which they show interest. It can be used to recognize whether or not you have visited the site before.
Cookies and Your Hard Drive
It is important to know that Cookies does not enable us to read your drive, nor does it allow the Bank to gather any information other than what you have chosen to enter on the site. Cookies cannot be used as a virus and it cannot access your hard drive.
How long is the information from Cookies maintained?
A website may set an expiration date for a cookie. At Walden Savings Bank our use of Cookies is temporary and therefore, no information is maintained after you leave the site.
Can I set my computer to reject Cookies?
Yes, Both Netscape 3.0 and Microsoft Internet Explorer 3.0 allow you to set your computer to alert you before accepting Cookies. For Netscape, use Options/Network Preferences/Protocols. If you have Microsoft Internet Explorer, you can access Internet/Options/Advanced from the menu. Employing either of these options will allow you to read each Cookie and hit "OK" to approve it or "CANCEL" to reject it.
Netscape 4.0 and Microsoft Internet Explorer 4.0 allow you to accept all, some or none of the incoming Cookies.
What happens if I choose to reject Cookies?
Once you reject a Cookie, it is thrown out. It will not be saved to memory or disk. However, a server may continue to look for the Cookie even if you have discarded it and then may try to replace it. If you try to log onto a site, which uses Cookies as part of the log on process, you may not be able to access the site. If this occurs, simply turn Cookies back on and try logging back onto the site.
Need further information on this Privacy Statement?
Should you have any questions regarding this Privacy Statement, please feel free to call (845) 457-7700 and ask for our Compliance Officer or send your question using the e-mail function provided on our contact us page.
