For those individuals who would like to access the account via an ATM card, telephone or online.

• Unlimited deposits, withdrawals, and in-branch transfers each statement cycle
• Pre-authorized and telephone transfers are limited to six per statement cycle
• No monthly service charges
• $50.00 minimum balance to earn interest
• $50.00 minimum balance to open
• Free ATM Card
• Free unlimited account access by telephone or online with our "OnCall Banking" or "Waldenwebank"
• Monthly statement
• Competitive interest rate
• Interest is compounded and credited monthly